Auto insurance protects your vehicle against damage or theft. Additionally, liability coverage covers damage to other people's property and injuries that people may sustain due to an accident. Therefore, buying vehicle insurance is essential to help you settle claims and avoid lawsuits. However, you require a car insurance agent to reliably handle all your insurance needs. So, what are the reasons for calling your insurer?
Vehicle Sale or Purchase
If you're selling your vehicle, update your car insurance agent to transfer the existing coverage to the new owner if the insurance is still valid. Similarly, if you purchase a new vehicle, you want to buy insurance for protection. Your agent can help you quickly get the ideal vehicle coverage. Remember that driving without insurance is an offense. Hence, get in touch with your insurer to prepare an insurance plan and get you on the road fast.
Claim Filing and Follow-Up
When filing claims, you deal with the guilty party's insurer. However, most insurance companies avoid paying claims and may deny your claim. Besides, insurers have several claims to pay, which can be overwhelming. This can delay your compensation. Therefore, filing and following up on claims can be complicated. In such cases, call your car insurance agent to file claims on your behalf and follow up. The insurers understand the legal process of filing claims and have networks with different insurers for easy communication. This speeds up the claims process.
When your insurance expires, you can't drive your vehicle until you renew your policy. The renewal process entails inspecting your vehicle to determine its current worth and providing vehicle and personal details. Therefore, call your car insurance agent to inspect your vehicle and prepare an insurance policy that matches your vehicle's value. Your insurer will renew your insurance fast.
Driver Additional or Removal
When registering for vehicle insurance coverage, you should list the people that drive your vehicle frequently. This way, your insurance may cover the listed drivers if involved in an accident while driving your vehicle. Therefore, you need to keep your driver's list updated by removing or adding relevant names. Contacting your car insurance agent helps you work with an updated list to avoid insurance-related complications in the future.
The reasons for calling your car insurance agent include driver addition or removal from your cover, insurance renewal, claim filing and follow-up, and vehicle sale or purchase. Consider contacting your auto insurance provider for these reasons.Share