Changes take place over time, and many of these changes in your life can affect the coverage you need for your home. In some instances, you may need more coverage while in others you may be able to reduce the coverage. The following are a few changes that may have taken place in your life that should motivate you to review your policy.
You are operating a home-based business
Some homeowner's policies will allow an increase in the personal property that is covered for your business.
Did you know that most homeowner's insurance policies do not protect homes against flood damage? Floods can happen to any home in any area of this country, but most people never worry about this or even think that it will happen. If you want to fully protect yourself, your home, and your belongings, you might want to consider adding flood insurance coverage to your homeowner's insurance policy. Here are several things to understand about flood insurance and whether you need it or not.