Auto insurance is required by law in most states. Basic coverage limits for liability, collision, and comprehensive insurance are usually determined by state governments and insurance companies package their policies accordingly. Many drivers don't look beyond basic coverage to identify some premium auto insurance options that might be beneficial over time. If a premium auto insurance option applies to your unique situation, contact your insurance agent to request the additional coverage.
When a teen driver begins driving, he or she will generally have to pay higher rates for car insurance. This occurs because teen drivers are considered high-risk drivers. Their inexperience behind the wheel and young brains make them the perfect candidates for accidents and traffic violations. If your teenager gets too many tickets or is involved in too many accidents before he or she reaches the age of 18, there may be consequences and here are some things you should know about this.