3 Key Questions To Ask Your Home Insurance Agent Before Close Of Escrow

When you seeking to purchase a new home, one of the biggest factors you'll want to consider is home insurance. While taking out a home insurance policy isn't legally mandatory, it is virtually always required by mortgage lenders who are understandably looking to mitigate the risk of their loan as much as possible. Keep reading below for a few of the most important questions you should ask your home insurance agent before the close of escrow.

What Types Of Liability Insurance Do Commercial Operations Need?

Commercial insurance protects businesses from a host of possible scenarios. One of the biggest existential threats to a commercial enterprise is the possibility of a lawsuit. Liability insurance is critical, but you also need to carry the right policies for your business. Here are five common types of liability coverage. Third-Party Liability This is the closest commercial insurance comes to the kind of coverage you might have on your home or car.

What Should Owner-Operators Look For In Trucking Insurance Policies?

Commercial owner-operator insurance is important in the trucking industry. You want to be sure you're carrying sufficient coverage, but how do you do that? You should have policies to cover these 5 potential issues. Liability Most states require a minimum level of liability coverage just to allow a truck on the road. This policy will cover one of the most common scenarios: an accident. If you're involved in a collision with another driver, your liability policy will pay for any damage to the other vehicle if you're at fault.